It looks like the United States housing market is improving, which is a good thing. The NAHB is citing "favorable home buying conditions and signs of healing in the job market" upon release of the National Association of Home Builders/Wells Fargo Housing Market Index (HMI) that was just released recently.
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If you are going to build a home in one of our master planned communities, you will need to purchase home construction insurance. There are generally three different types of home construction insurance. All lenders require that you carry the first two types of home construction insurance, "Course of Construction" insurance, and General Liability insurance. Worker's Compensation insurance is generally only needed if your home builder has employees. Let's delve deeper into these three types of insurance. They will definitely come up at some point during the planning phase of the home building process.
Read MoreMost likely, if you purchase land in one of our master planned communities and plan on building a home, you are going to need to get a home construction loan. There are many lenders out there that will give you a home construction loan. But how do you know if the lender who you're going with is experienced? Well, there are some questions that you can ask your home construction lender to know if they're an experienced home construction lender or not.
Read MoreIf you are thinking of building your dream home on the perfect piece of land, like property in one of our communities, there is a good chance that you will need a home construction loan. There are a lot of lenders out there who do home construction loans. So why aren't construction loan rates published just like the rates of other types of loans, like 30 year fixed mortgages? Because home construction loans are different.
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